CONSUMERS: We cannot file a bankruptcy petition for you, nor can we suggest which bankruptcy attorney to represent you with your bankruptcy filings.  Please contact your local bar association or the National Association of Consumer Bankruptcy Attorneys. These organizations have bankruptcy attorney referral programs and will be glad to help you. You may also check the Yellow Pages or enter the words "bankruptcy attorney" and your city name on the internet. Whatever you do, refrain from hiring a person who is not a bankruptcy attorney. The new bankruptcy laws which went into effect October 17, 2005 include so many complex rules and regulations that "only a bankruptcy attorney can properly prepare your case, assess the options and potential problems and successfully navigate the case to a successful conclusion."